Debt Counselling vs Debt Consolidation What’s the Difference
Quick answer: Debt consolidation is a new loan that pays off your other debts. Debt counselling is a legal process under the National Credit Act in which a registered debt counsellor creates a new, affordable payment plan for your existing debt. You don’t borrow...
Do you actually know what you owe?
Here’s something that never quite adds up for me. Budgets are stretched. Rates are still high. A normal grocery shop costs what a decent night out used to. By every logical measure, people should be spending less. But online spending keeps climbing. Instalment...
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