1. WHO WE ARE
We are Vantage Debt Management (Pty) Ltd (“Vantage”), a debt counselling business based
in Cape Town, South Africa, with registration number 2017/388618/07.
These terms govern your use of our website. Should you wish to become a client of ours, we
will enter into further agreement(s) which will govern the services that we provide to you.
2. USE OF OUR WEBSITE
When using our website, you agree to be bound by these terms and with your use imply that
you have read and accepted them. We may update these terms from time to time, with the
date provided at the beginning being an indication of when they were last updated. To
request a previous version of these terms, please contact us a
fs@vantagedebtmanagement.co.za
You agree to use our website only for the purposes we intended, which is the provision of
our debt counselling services and the provision of your contact information should you wish
to make use of our services and receive communication from us, and in accordance with all
applicable laws and legislation.
3. COMMUNICATION
By providing your information to us via the website, you give us permission to contact you on
the email address and/or phone number you provided.
4. INTELLECTUAL PROPERTY
All the content featured on our website is the exclusive property of Vantage, and we possess
full copyright and other intellectual property rights over the content displayed on our website.
Any utilization of this content in any manner is strictly prohibited without obtaining prior
written consent from us.
5. THIRD PARTY WEBSITES
Our website may contain links and references to third-party websites. Please be aware that
we have no control over the content, reliability, security, or privacy practices of these external
websites. Consequently, we cannot assume responsibility for any losses or issues that may
arise from your use of these third-party websites. Any opinions expressed on these external
websites do not necessarily reflect our own views or endorsements, unless explicitly stated
otherwise.
6. PRIVACY
or information regarding the collection and usage of your personal data, we encourage you
to review our Privacy Notice . This document provides insight into how and why we collect
and how we utilize your personal information.
7. WARRANTIES
Our website and its content may occasionally contain spelling errors or other inaccuracies.
Consequently, we do not provide any warranties concerning the availability, accuracy, or
completeness of the content. We cannot guarantee that our website or its content will fulfill
your specific requirements, or that our website will always be accessible, secure, or
completely free of errors.
8. LIABILITY
Vantage will not be held liable for any direct or indirect damages, which include, but are not
limited to, losses of profits or revenue, loss or corruption of data, software, or databases, or
any loss or damage to property, resulting from your access to or use of our website.
It is important to note, however, that in the event that Vantage is found to be liable, our
maximum liability to you for all damages arising from or related to your access to or use of
the website will be limited to a sum not exceeding R 5,000 (five thousand Rand).
9. INDEMNITY
You acknowledge and accept full responsibility for any damages, which include but are not
limited to losses of profits or revenue, loss or corruption of data, software, or databases, or
any loss or harm to property, that we may incur due to your violation of these terms.
Furthermore, you hereby agree to promptly indemnify us to the fullest extent for any losses
resulting from such damages.
10. BREACH
In the event of any breach of these terms on your part, we reserve the right to take any
necessary actions we deem appropriate to address such breaches. These actions may
include, but are not limited to, restricting or blocking your access to the website and pursuing
legal remedies against you. This is undertaken to ensure the protection of our rights, the
security of our website, and the interests of our users, especially in cases where personal
data is collected and handled.
11. TERMINATION OF USE
We may, at any time, decide to modify or shut down our website. In such cases we will not
be liable for any such modification or closure of the website.
12. ENTIRE AGREEMENT
These terms of use, together with our Privacy Notice , constitutes the entire agreement
between us and you in relation to your use of our website.
13. GOVERNING LAW AND JURISDICTION
These terms will be governed by the laws of South Africa, with any disputes being subject to
the jurisdiction of the courts of South Africa, specifically those of the Western Cape.
14. OUR INFORMATION
You may contact as follows:
o Address: [insert address]
o Telephone: 021 201 1175
o Email: info@vantagedebtmanagement.co.za