The Big Debt Debate: Good Debt Versus Bad Debt

The Big Debt Debate: Good Debt Versus Bad Debt

by | Nov 11, 2019 | Debt

People often say that ALL debt is bad debt and that you should never have debt. This may seem like a sensible thing to say. However, the reality is that most of us will have to take out some form of debt in our lives. Most consumers don’t have large piles of money...
The Truth About Being Blacklisted In South Africa

The Truth About Being Blacklisted In South Africa

by | Nov 11, 2019 | Debt

Everyone has heard of the term “blacklisted” before. Many consumers think that they are on the list. Being on the Blacklist is commonly mistaken for a formal and controlled mark on a consumers credit report which prevents them from taking out further debt. This...
4 Common Misconceptions About Debt Counselling

4 Common Misconceptions About Debt Counselling

by | Nov 11, 2019 | Debt Counselling

Debt counselling was included in the National Credit Act (NCA) of 2007 in an attempt to give over-indebted consumers a viable solution to their debt problems. As is the case with most legal products or solutions, debt counselling is a complicated one. It was designed...
How To Choose The Right Debt Counsellor?

How To Choose The Right Debt Counsellor?

by | Nov 11, 2019 | Debt, Debt Counselling

You have racked up quite a bit of debt, you’ve missed a few payments to credit providers here and there and you are taking out new loans or using your already extended credit card each month just to get by. Is there a cure? Actually yes – there is a great one. Debt...
In South Africa, Debt Seems To Be The New Black

In South Africa, Debt Seems To Be The New Black

by | Nov 6, 2019 | Debt

South Africans are a strong people. From a young age, we learn to deal with an array of issues that affect our daily lives. These range from socio-economic to political and often have serious implications for the average South African. When we look at our pool of...