Articles

Here are some of our latest insights and commentary relating to the debt industry. We care about how the current economic climate, finance policies and trending behaviours impact consumers and their personal finances.

 

two-pot retirement system coins in a jar on top of the table

How Does The New Two-Pot Retirement System Work?

South Africa's retirement landscape is undergoing a significant transformation with the introduction of the two-pot...
confused person

Debt Review vs Debt Counselling: Are They the Same Thing?

Short answer: yes. "Debt review" and "Debt counselling" point to the same legal journey in...
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Do you actually know what you owe?

Here's something that never quite adds up for me. Budgets are stretched. Rates are still...
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Thinking About Debt Counselling? Here’s Why 2026 Is the Year to Do It

Money feels tighter for a lot of people right now. Not because anyone's careless with...
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Youth Debt in South Africa: Why It’s Not a Story of Personal Failure with Dr Nthabiseng Moleko

She's reframing the whole conversation about youth debt in South Africa, and arguing that the...
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Damon Sivitilli

Spotted: Vantage CEO Damon Sivitilli Making Waves in the Media

It's been a busy season for our Co-Founder and CEO, Damon Sivitilli. Over the past...
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Family in Winter

Winter Budgeting Tips South Africa: 2026 Cost Guide

Winter has a way of sneaking up on the household budget. One minute you're enjoying...
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