What does Vantage do?

Free and Detailed Debt Assessment

Personalised Debt Solution

Improve your financial position immediately

You are one choice away from financial health

How the process works

Conduct a free in-depth assessment of your current financial position to help you to understand your debt situation.

Your 5 Levels Debt Situation

Healthy Debt Level
High monthly debt repayment
High total debt level
High total debt level and High monthly debt repayment
High total debt level, High monthly debt repayment and Legal Action
Analyze your debt profile, income, employment and a few other factors in order to recommend the most suitable debt solution for you.

What do we look at when deciding your debt solution

  • Credit Report
  • Income and Expenses
  • Employment
  • Financial Risk
  • Financial Goal
We deal with all your credit providers until you become debt free and ensure all your queries are responded timeously is our top priority
Offer full financial planning assessment before you become debt free and we want to help you to achieve your short and long term financial goals
We provide regular financial health checks so that we can ensure you will NEVER have debt problems again…
Choosing the service from Vantage Debt Management is one of the best decisions I have ever made,Vantage has helped me to reduce my installment and allow me to have enough money to put food on the table. Now I can see the debt is reducing every month, cannot wait for the day to become debt free. Thanks Vantage!

Zandile Dube

Government Employee
Vantage has prevented my car from being repossessed and they offered me guidance and help every step of the way. The consultants were very helpful and knowledgeable about what they are doing.Thanks for the great help!

Mxliso Kumalo

Normally I do not trust Financial Institutions, but Vantage has done really gained my trust.They really care about our problem and try to offer the best help they can. Geez, I hope they can deal with all my finances so I do not need to worry about them anymore.

Johan Smit

 What is Debt Counselling?


The National Credit Act formally introduced Debt Counselling to assist over-indebted consumers by developing a new, affordable repayment plan, which is great for you and acceptable to all your Credit Providers.

This process is intended to assist over-indebted consumers struggling with debt, through budget advice, negotiation with credit providers for reduced payments and restructuring of debts.

To qualify for Debt Counselling, you need to be over-indebted as defined by the NCA – that is, you are unable to meet all your monthly financial obligations in a timely manner. This is determined by a debt counsellor and basically means that you can’t repay your minimum monthly installments.

Vantage Debt Management is registered with National Credit Regulator as NCRDC2955.