Debt Counselling Application Process Explained
Debt counselling in South Africa is a legal process under the National Credit Act designed to help over-indebted consumers regain financial control. This system was created to assist South Africans who find themselves overwhelmed by debt and facing mounting pressure...
Buy Now Pay Later South Africa (BNPL): Benefits and Risks
Buy Now, Pay Later (BNPL) in South Africa has emerged as one of the country’s fastest-growing financial trends. For countless consumers grappling with rising living costs, a growing rate of unemployment, and economic uncertainty, digital credit options like BNPL...
Difference between a Debt Counsellor and a Debt Collector
Focus on one being a formal debt management solution, whereas the other is more of a collection on one outstanding account.In South Africa’s financial landscape, this distinction is not just important; it’s life-changing. Yet despite being regulated under...
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