Debt

Debt consolidation can be a game-changer if you're overwhelmed by multiple monthly payments and rising...

For many South Africans, owning a vehicle is not just a convenience — it’s essential...

As the global economy becomes more intertwined, changes in U.S. trade policy—such as the 2025...

If you’re looking to secure a loan in South Africa, understanding the lending process is...

South African government and citizens are currently not seeing eye to eye due to the...

South African households collectively owed total debt amounting to 40.7% of the country's GDP that...

As we enter 2025, it’s the perfect time to focus on how to improve your...

Black Friday, which debuted in South Africa in 2012, has firmly established itself as a...

As the end of the month approaches and paydays are near, many South Africans find...

When it comes to financial matters, many South Africans worry about being “blacklisted.” A term...

The financial implications of not having a last will and testament can be far-reaching and...

Facing financial difficulties can be one of the most overwhelming experiences in life. If you're...

The South African Reserve Bank (SARB) is predicting a decrease in interest rates as of...

Debt relief hits two birds with one stone: It reorganises your debts so that they...

In South Africa, rent-to-buy schemes have gained traction as an alternative financing option for consumers...

Taking the plunge into debt counselling, also known as debt review, can be a daunting...

South Africa's retirement landscape is undergoing a significant transformation with the introduction of the two-pot...

In today's digital age, social media has become a powerful force shaping consumer behaviour worldwide...

 Home and contents insurance is an important aspect of financial planning. Yet, they were ranked...

With the rising popularity of gambling among young people in South Africa, there are mounting...

In the face of South Africa's tight economy, characterized by high inflation, rising interest rates...

In recent years more South Africans have turned to credit cards to cover their day-to-day...

Instilling good money habits at a young age is essential for your children's future financial...

Selling property in South Africa can be a challenging and often frustrating experience particularly when...

There has been extensive discussion regarding the National Health Insurance (NHI) Bill in South Africa...

Recent reports indicate that a staggering 2.3 trillion individuals are currently facing debt, encompassing mortgages...

There is a looming crisis on the horizon: South Africans can't afford to retire. A...

The rising cost of living remains a significant concern for South Africa's population of over...

Financial planning for millennials in the South African economy has been quite a feat. Inheriting...

Starting the journey towards buying property can be both thrilling and daunting, requiring extensive research...

South Africa has become increasingly appealing to digital nomads seeking excitement, affordable living, and connectivity...

Consumers have been struggling to keep up with the impact of high interest rates on...

Personal loans can be highly useful for managing finances, covering unforeseen bills, and supporting major...

Financial literacy is a necessary skill that all South Africans should have. It enables you...

Many South Africans are struggling to handle their finances and support their families. The cost...

Janu-Worry follows after the festive season when people tend to overspend, exchange gifts, and enjoy...

The increasing cost of living and essential items has made it necessary for all South...

Interest rate changes have been a big concern for many South Africans dealing with things...

Bank charges can quickly accumulate if you don't review your bank statement and monitor international...

In today's increasingly interconnected world, scams have become an all too common sight. They can...

The current economic landscape in South Africa has presented its consumers with a number of...

The weakening of the Rand is a complex issue, deeply rooted in both internal and...

When applying for a line of credit or a new service agreement, credit and service...

The dynamic relationship between salaries and inflation are more complex than ever.  With the relentless...

In the world of money, loans, and credit agreements, there are often hidden expenses that...

Looking at healthcare in South Africa, individuals face a decision when it comes to securing...

In South Africa's ever-evolving job market, a concerning trend has emerged. New entrants to the...

Marriage is not only a union of hearts but also of financial interests. In South...

Dealing with multiple debts can be overwhelming, and many people seek relief through debt consolidation...

In the world of credit and loans, the term "blacklisted" has often sparked confusion and...

Debt counselling is a valuable financial rehabilitation process that has unfortunately been clouded by numerous...

Obtaining a loan can be a crucial need for individuals seeking to fund various expenses...

A judgement determines the outcome of a court case. It is a legally binding decision...

The appetite for credit among South Africans continues to grow as they are driven by...

Debt counselling, a term that has gained familiarity among many, holds significant importance in the...

With increased costs and debt levels rising, consumers are starting to feel increased financial pressure...

It is no secret that South Africa is currently facing a cost-of-living crisis. With inflation...

Sometimes debt counsellors can easily be mistaken for debt collectors and vice versa. However, a...

The Covid-19 pandemic taught us that an unexpected life event can happen suddenly and have...

In the complex landscape of personal finances, debt has become a common tool to achieve...

The recent increase in the repo rate has been placing greater financial pressure on South...

Managing money effectively, whether young or old, is a challenge faced by many individuals. With...

Social media has become an integral part of our daily lives. It provides a platform...

Managing your money can be quite daunting, especially when you are young. But knowing how...

With winter approaching, preparing your monthly budget, that’s if you have one, for winter is...

Knowing how much debt is available to you and how much you can afford to...

Saving for your retirement is crucial to ensure that you are able to maintain your...

Your credit report is an outline of your financial and credit history. Therefore, it is...

South African banks offer optional overdraft facilities to qualifying consumers on their cheque accounts. However...

It’s no secret that South African consumers love shopping. Spending time in the mall has...

Over the last 3 years, we have seen the repurchase rate (repo rate) increase significantly...

We all know that January is one of the longest months in the year. This...

Unquestionably, purchasing your first vehicle is a daunting and exciting milestone that you only get...

With every new year, comes a fresh start in a personal and financial capacity. 2022...

Tying up your money for a long period of time is a daunting task. However...

December is finally here and for many it is a sigh of relief, as they...

You receive your monthly income and everything is going well. Debit orders go off and...

We are delighted to announce that Vantage Debt Management was recognised as one of the...

Budgeting can be a daunting task. But, it has the ability to help you take...

We always seem to think that owning a home is better than renting. And if...

Debt has always been a daunting topic for some. When those that are closest to...

Debt counselling, also known as debt review, was introduced with the "new" National Credit Act...

There has been a lot of talk about a weakened rand recently. Many factors can...

Middle-class South Africans are spending their salaries in five days. In a recent article published...

Why are so many South Africans being rejected for loans? Most employed South Africans make...

Why do we celebrate Easter? Easter is a Christian holiday celebrated as a symbol of...

Everyone has heard of someone being "blacklisted” before. Many consumers think that they are on...

What are human rights and what do they do for us? Human rights are the...

Most South Africans do not have the luxury of saving money every month. With minimal...

You'll often hear that ALL debt is bad debt and that you should never have...

Having debt is often an expensive undertaking. In this article we explore how you can...

Debt counselling was introduced in the new National Credit Act (NCA) of 2007. This was...

If you find yourself missing debt repayments, you are not alone. Almost 50% of all...

Financial stress is not enjoyable at any time in the year. Heading into a big...

In a slow and stagnant economy, South African consumers cannot seem to catch a break...

Minimal salary increases, rising unemployment and increasing living expenses are putting added pressure on South...

With over 50% of credit-active South Africans being behind on one or more debt repayments...

According to Experian South Africa's Consumer Default Index (CDI), the rate of first-time consumers defaulting...

Let's explore how formal debt solutions are structured. South African consumers have been struggling financially...

With the Covid-19 pandemic still rife in our minds, other factors are starting to worry...

We often talk about how debt or being overly indebted affects adults, but very rarely...

What are my rights with unpaid debt? I have unpaid debt but don’t I also...

So, you feel you have met the love of your life, right? You are ready...

Many of us have regretted spending money when we shouldn’t have or have found ourselves...

January is a tough enough month financially as it is. Now, throw the cost of...

The second wave of the Covid-19 pandemic has hit South Africa hard. Hospitals are full...

The new year brings about fresh starts and new goals. 2020 is finally over and...

If you are only going to take one thing from reading this article take this: ...

We all know that having too many personal loans and using your credit card too...

Feeling broke? It's that time of the year. Holidays, celebrations and lots of shopping. The...

2020 has been a strange year indeed. One thing that tends to cause people large...

Leading up to 2020 we saw strong signs of a struggling South African economy. Government...

The national lock-down caused by the Covid-19 pandemic has had a serious effect on South...

Debt counselling, also known as debt review, was introduced with the "new" National Credit Act...

The coronavirus pandemic induced lockdown has been a struggle for millions around the world in...

The coronavirus pandemic has wreaked havoc globally in a number of ways. With the virus...

Friday the 1st May 2020 saw the "lift" of the Covid-19 lockdown in South Africa...

On the 9th of April, president Cyril Ramaphosa extended the 21 day South African lockdown...

It's been a while since the news broke that the first corona virus case had...

News around the world has been dominated by the novel coronavirus (Covid-19) for the past...

On Tuesday Stats SA released the latest 2019 Q4 Gross Domestic Product numbers showing that...

Vantage Debt Management gets hundreds of inquiries each month regarding credit bureau and credit report...

The majority of employed South Africans have some sort of debt. Most of us have...

Debt consolidation comes in many shapes and sizes. Banks and credit providers advertise debt consolidation...

Debt counselling was introduced in South Africa in the 2007 National Credit Act (NCA). The...

Debt consolidation is a term widely used in the credit world. You may have heard...

Have you ever wondered what happens to your old debts? It is possible for old...

On the 16th January 2020 the Reserve Bank's Monetary Policy Committee (MPC) went ahead with...

In 2007, the debt counselling process was introduced as an official debt solution for South...

Not everyone has the luxury of saving thousands of rands a month. Most of us...

Debt counselling, also known as Debt review, was introduced in the National Credit Act in...

Vantage has concluded 3 things you should know about loan rescheduling with examples. For all...

Having debt can be an expensive exercise. We will explore how you can get debt...

The consumer debt crisis in South Africa has been going on for while now. Recent...

Thousands of South Africans miss their debt repayments each month. In these tough economic times...

People often say that ALL debt is bad debt and that you should never have...

Everyone has heard of the term “blacklisted” before. Many consumers think that they are on...

You have racked up quite a bit of debt, you’ve missed a few payments to...

South Africans are a strong people. From a young age, we learn to deal with...