Here’s How To Maximise Your Credit Availability

Here’s How To Maximise Your Credit Availability

Knowing how much debt is available to you and how much you can afford to repay each month is important. Many South Africans take out new loans on a monthly basis to cover shortfalls or repay other debts, without considering the impact this may have. How do you know...
The Ins And Outs Of Retirement Saving In SA

The Ins And Outs Of Retirement Saving In SA

Saving for your retirement is crucial to ensure that you are able to maintain your lifestyle or one  similar when you retire. Your retirement fund, on top of any additional savings/investments that you have, should be able to help you cover your expenses each month....
Here’s Why It Is Important To Pull Your Credit Report

Here’s Why It Is Important To Pull Your Credit Report

Your credit report is an outline of your financial and credit history. Therefore, it is important that you are aware of what it is, how it works and what could possibly affect your credit eligibility and how you can possibly solve it.  What Is A Credit Report? A...
Heavily Relying On Your Overdraft Each Month? Read This!

Heavily Relying On Your Overdraft Each Month? Read This!

South African banks offer optional overdraft facilities to qualifying consumers on their cheque accounts. However, not many are aware of the possible risk that lies within an overdraft facility. As you grow more reliant on an overdraft facility, the risk increases and...