Listed By The Credit Bureau? Read This To Remove…

Listed By The Credit Bureau? Read This To Remove…

Vantage Debt Management gets hundreds of inquiries each month regarding credit bureau and credit report listings. Consumers are convinced that the credit bureau is the one that blacklists them and limits their credit options. The truth is that the credit bureaus are...
Trying, But Can’t Get A Loan? This Is Probably Why

Trying, But Can’t Get A Loan? This Is Probably Why

The majority of employed South Africans have some sort of debt. Most of us have a credit card and a store card or two, and plenty have personal loans on top of these. There are many middle class South Africans that have a few types of short term debts coupled with...
Why Does Everyone Talk About Debt Consolidation?

Why Does Everyone Talk About Debt Consolidation?

Debt consolidation comes in many shapes and sizes. Banks and credit providers advertise debt consolidation as a solution to people with too much debt. Consumers that have many loans look to consolidate their debt to make the instalments less and easier to manage....
4 Reasons Why Banks Love Debt Counselling

4 Reasons Why Banks Love Debt Counselling

Debt counselling was introduced in South Africa in the 2007 National Credit Act (NCA). The process is designed to help over-indebted consumers to get out of debt. This is done by negotiating the terms on loans, such as the interest rate and term, which in turn makes...