Articles

Here are some of our latest insights and commentary relating to the debt industry. We care about how the current economic climate, finance policies and trending behaviours impact consumers and their personal finances.

 

two-pot retirement system coins in a jar on top of the table

How Does The New Two-Pot Retirement System Work?

South Africa's retirement landscape is undergoing a significant transformation with the introduction of the two-pot...
debt counselling debt mediation

Debt Counselling vs Debt Mediation – What Are The Differences?

With over 50% of credit-active South Africans being behind on one or more debt repayments...
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interest rate hikes

Interest Rates In SA Likely To Hike. What Does This Mean For You?

The repurchase rate (repo rate) was reduced numerous times by the South African Reserve Bank...
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Consumer-Debt-South-Africa-Grows

Consumer Debt Hits R1.9 Trillion, With An Increase In First Time Defaulters.

According to Experian South Africa's Consumer Default Index (CDI), the rate of first-time consumers defaulting...
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Examples-of-financial-goals

Time To Set Financial Goals For The Rest Of 2021

The second leg of the year is upon us. What are your financial goals? With...
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Formal-debt-solution-south-africa

How Do Formal Debt Solutions Work?

Let's explore how formal debt solutions are structured. South African consumers have been struggling financially...
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living-expenses-debts-sustain

A Large Number Of South Africans Can No Longer Sustain Their Living Expenses

With the Covid-19 pandemic still rife in our minds, other factors are starting to worry...
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